PERUSAHAAN Otomobil Kedua Sdn Bhd (Perodua) lebih menyukai jika bank mengenakan kadar faedah pinjaman sewa beli yang sama bagi semua model keluarannya, kata Pengarah Urusannya, Datuk Syed Abdull Hafiz Syed Abu Bakar.
Beliau berkata, ini berbanding melihat syarikat kewangan 'berperang' dengan mengenakan kadar faedah lebih rendah atau lebih tinggi.
"Kami lebih menyukai kadar faedah yang standard, dan selagi anda menawarkan 3.8 peratus kepada pelanggan, termasuk tempoh jaminan hingga tiga tahun. Bagi saya ia sudah cukup baik," katanya mengulas laporan mengenai bank menaikkan kadar pembiayaan sewa beli kereta masing-masing, dalam temu bual dengan Bernama, di Rawang semalam.
Syed Abdull Hafiz berkata, berikutan krisis ekonomi semasa, bank menawarkan kadar faedah yang menarik.
Ketika krisis kewangan 1998, kadar faedah bagi pinjaman sewa beli kereta adalah sekitar 8.0 peratus.
"Bagaimanapun, hari ini, kadarnya tidak mencecah 4.0 peratus, jadi kadar faedah sudah turun dengan ketara," katanya.
About Me
- Nuang
- Ibrahim bin Ramli@Nuang started his career with CIMB Wealth Advisors Berhad as Agency Manager in April, 2008.Previously he was an Internal Auditors and Accounts Executive with Perodua Sales Sdn Bhd since 17 August, 1994. His background:- 1.Certified of Achievement for Master Sales Leadership from Dr Lawrence Walter Ng of President of The Art Of Learning and International Of Learning Without Learning 2.Certified for eXtra Ordinary Performance of Lawrence Walter Award Certificate for One Million Ringgit Club 2007 3. Certified Life & General insurances 4. Conferred with Diploma in Business Studiess & Bachelor of Business Admin(Hons)Finance from UiTM, Terengganu Branch & Shah Alam respectively;
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